Group Health Insurance is an excellent option for employers with 4 or more employees who enroll for coverage.
Everyone deserves quality health care that’s affordable. Regardless of whether your focus is on providing your employees with “high value” benefits and choice or on the providing the lowest priced alternative available, we’ve got you covered. Our end-to-end approach to care and wellness, including focus on prevention and personal guidance, ensure excellent outcomes for your employees and real demonstrated value for your business.
The choice of carriers and plan options is vastly greater with group insurance than with individual coverage. Rates are lower than individual plan coverage, new coverage can be put in place at any time all year long, medical underwriting is not required and pre-existing conditions are covered. The employer’s portion of the premium cost is tax deductible and the employee’s share is paid with pre-tax, untaxed dollars.
Other group insurance coverage options like dental, life insurance, disability insurance and vision coverages offer great value and guarantee issue.
Our health plans offer:
- A wide range of in and out-of-network coverage options.
- A variety of network1 choices, from broad open access networks to smaller more managed networks.
- Total Care Program providers that focus on wellness, early intervention and intense chronic condition management to curb the rising cost of health care.
- A wide range of cost-sharing options including varying levels of copay, deductible, and coinsurance amounts and combinations.
- Integrated solutions with a variety of tax-advantaged financial accounts, such as Health Savings Accounts, Flexible Spending Accounts or Health Reimbursement Accounts.
We can talk about a comprehensive plan for your employees:
- Dental Insurance
- Vision Insurance
- Group Life Insurance
- Disability Insurance
- Voluntary Coverage