Life Insurance Plans

Life Insurance is vital to giving loved ones a secure future in the event something unexpected should happen.

Individual Life Insurance is amazingly inexpensive for those who are in good health and is still affordable for individuals in less than perfect health.

Many buy $1 million in coverage for as little as $35 per month with rates guaranteed for 20 years or more!

Why Is Life Insurance Important

Life is unpredictable, but protection for your family shouldn’t be. We want your loved ones financially covered when unexpected times happens. Life insurance isn’t a one-size-fits-all. We offer life insurance products with affordable premiums and flexible options designed to provide security and peace of mind. We believe you should spend less time worrying about life and more time enjoying it. When you combine our expertise and experience with the right solutions, everyone ends up stronger.

We know that choosing a life insurance policy can be a big decision. We ensure to make this as easy as possible for you and your family. Our 40 years of experience allows us to provide outstanding advice and guidance to you and your family.

John Hancock’s Vitality Program

A new kind of life insurance. John Hancock offers a very unique incentive program that saves you money and rewards you for healthy living. The Vitality Program incentivizes you to take better care of yourself all while rewarding you with discounts and will give you a better price because of it.

Live Healthy, Get Rewarded & Save Money! Access exclusive rewards, enjoy discounts, savings, health subscriptions and more. Included in the price of your policy (or available for as little as $2/month). Save up to 15% off your annual premium for making healthy choices. You can access personalized tips and information about exercise, nutrition and more in your member account. You can also record your everyday healthy habits, like taking a walk, to earn points and get greater savings and rewards.

Take advantage of other member perks:

  • Get the latest wearable technology to help you achieve your goals (Apple Watch, Amazon Halo includes a free, three-year Halo membership, Fitbit plus discounts on other wearable devices and healthy gear)
  • Saving on eligible healthy foods at the grocery store
  • Exclusive travel discounts from Hotels.com
  • Retail discounts from Amazon.com, REI, Starbucks, and more
  • A one-year Amazon Prime membership when you reach Platinum status three years in a row
  • Free subscription to Headspace (a top rated meditation app)

Penn Mutual

Few things in life are guaranteed, this is. Our Whole Life permanent life insurance product is backed by a lot of guarantees – because we know how important that is when it comes to protecting your family.

Penn Mutual helps people become stronger. These are the guarantees that’ll give you that ‘feel good’ feeling.

  • Protection for Life: Your policy’s death benefit is guaranteed for life – and paid to your beneficiaries income-tax-free.
  • Predictable Payments: No surprises here. Your payment amount is guaranteed to never increase.
  • Cash Value That Grows: Your policy is guaranteed to grow cash value that you can access at any time, for any reason. No matter what you choose to use your cash value for, your policy is there to help. Extra retirement income. A way to fund a loved one’s college education. A means to achieving your own financial goals.
  • You Could Earn Dividends: You are eligible to receive annual-income-tax-free dividends, which you can use however you’d like to.

When You Need Quality Advice, Support & Benefits

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Ryan was extremely knowledgable and professional. He helped me & my wife understand the ins and outs of how important it is to have life insurance.

Brandon, Tequesta FL